Your Trusted ATM Provider for Sales, Processing, and Support
ATM Money Machine is a nationwide ATM sales and processing company, proudly serving business owners and entrepreneurs across the United States for nearly 30 years. We offer a wide selection of new and used machines, in-house processing, and hands on support to help you turn your ATM goals into real revenue. Experience the difference of a dedicated partner committed to providing the attention and service your business deserves.
ATM Solutions Built Around Your Business
Whether you’re a business owner buying an ATM for your location or an entrepreneur ready to launch your own business, ATM Money Machine provides the equipment, processing, and support to make it work. As a leading ATM wholesaler and supplier, we’re here to guide you every step of the way.
Starting Your Own ATM Business
The ATM business is one of the most accessible and profitable ventures you can launch today. Startup costs are low, there’s no minimum purchase requirement, and the earning potential is virtually unlimited. ATM Money Machine provides everything you need to get started with confidence.
We carry machines from Genmega, Hyosung, and Triton to fit any budget. Our team is with you at every stage of building your business, from machine selection and programming to in-house processing and detailed transaction reporting.
Learn more about starting an ATM business or call us today.
Buying an ATM Machine
for Your Business
Installing an ATM in your business is a smart, low-maintenance way to generate passive income and reduce your credit card processing fees. As a reputable ATM vendor across the U.S., ATM Money Machine sells new and used machines with no middleman and no hassle.
New ATMs ship fully preprogrammed and ready for immediate operation, complete with an optional lifetime warranty for added peace of mind. For those looking to get started at a lower price point, our rotating selection of certified used preprogrammed ATMs offers a reliable, cost-effective alternative.
Find out more about purchasing an ATM today.
Proud Partners of ATM Money Machine
Why Businesses Choose ATM Money Machine
As one of the best ATM processing companies in the industry, we have built our reputation on exceptional service. When you call us, you reach our in-house team directly, not a call center. We handle everything from sales and programming to processing and servicing with no hidden fees.
When you partner with us, you can expect the following:
- Nearly 30 years of industry experience
- New and used ATMs from top manufacturing brands
- In-house ATM processing with transparent pricing
- Direct support from our in-house team
- Nationwide coverage across all 50 states
We’re not just your ATM supplier — we’re your partner in growth.
Get Started With ATM Money Machine Today
Are you ready to start earning with a trusted ATM partner? Let the experts at ATM Money Machine show you how our solutions can benefit your business. Contact us online or call 619-853-5596 today for a no-obligation consultation.
Our Products
ARGO
HL2
GEN25
FORCE
GT3000
2800T
GOW
Frequently Asked Questions
It depends on your location and foot traffic, but here’s a realistic picture. The average retail ATM does around 300 transactions a month. At the national average surcharge of $3.22, that’s roughly $966 a month in surcharge revenue — just from one machine. High-traffic locations like bars, convenience stores, and event venues regularly see 600, 800, even 2,000+ transactions a month.
The revenue goes beyond the surcharge. About 25% of cash withdrawn at a store ATM gets spent immediately in that same store. So if a customer pulls $60, there’s a good chance $15 of that goes straight to the register. Cash transactions also mean no credit card processing fees, no chargebacks, and no disputes — cash settles the same day and you’re done.
Because you control the surcharge, you collect the revenue, and your customers never have to leave to find cash. When a customer walks out to use another ATM, you’ve lost them — and whatever they were about to spend.
Owning your own machine also cuts what you’re paying in credit card processing fees. Every cash transaction saves you 2-3% you’d otherwise hand to the card networks. No batching out at the end of the night, no waiting 2-3 days for funds to settle, no chargebacks, no disputes. Cash is immediate and it’s final. We’ve watched business owners reduce their monthly processing costs significantly just by having an ATM on-site and encouraging cash.
The spending lift is real too. About 25% of cash withdrawn at your ATM gets spent immediately in your store. Businesses with ATMs on-site typically see a 20-25% increase in sales, and roughly a third of ATM users make a purchase during that same visit. Cash customers also tend to spend more per transaction than card customers. That’s not a surcharge story — that’s your ATM making your whole business more money.
The surcharge is just the start.
- You earn the surcharge revenue on every transaction — that’s income your location generates around the clock
- Cash customers spend more in your store, and that spending happens right after the withdrawal
- You reduce your dependence on credit card payments, which means fewer processing fees and zero chargebacks on cash sales
- Customers who know you have an ATM come back specifically because of it — it’s a convenience that builds loyalty
- An ATM keeps customers from leaving your store to find cash elsewhere, which protects sales you’d otherwise lose
- Day-to-day management is minimal — loading cash takes about 3 minutes, and most of our customers spend less than 10 minutes a month on it
New ATMs start at $2,300 and go up from there depending on the model and features. Our Genmega machines start at $2,399, Hyosung starts at $2,399, and Triton — which is American-made — starts in the mid-$3,000s. Used ATMs start at $1,550 — every machine is fully refurbished before it ships.
Every machine ships pre-programmed and ready to go. There’s no complicated setup — just plug it in, connect it, and load your cash.
Starting an ATM business makes sense because the overhead is almost zero and the machines generate income around the clock without you. No employees, no inventory, no franchise fees. Most of our customers get their full investment back within six months.
The money adds up fast when you have good locations. At the national average surcharge of $3.22, one ATM doing 300 transactions a month generates nearly $1,000 in surcharge revenue. High-traffic locations do significantly more. With 10 machines placed in solid spots, many operators are clearing six figures a year while spending less than an hour a month per machine. That’s not a sales pitch — that’s what we’ve watched happen with our own customers since 1997.
The people who do best are the ones who take location seriously. A busy bar, convenience store, hotel, or entertainment venue can generate serious revenue month after month. The right machine in the right spot is really the whole business.
You don’t need to own a business to start an ATM business. Most of our ATM business owners place their machines inside other people’s businesses. You own the ATM, you stock the cash, and you collect the surcharge revenue from every transaction. The business owner gets a convenient service for their customers at no cost to them — and you get the income.
Some of our customers started with one machine and now run dozens. You can start small, see what works, and build from there. It’s a flexible business model — one machine at a time.
Helping people start ATM businesses is a big part of what we do. When you buy from us, you get a step-by-step guide available as both a video walkthrough and a PDF that covers everything from choosing the right machine to loading cash and monitoring your transactions. We also give you printable handouts you can use when you talk to a business owner about hosting your ATM — most people need that when they’re just getting started.
Beyond that, you can call us. We’ve been doing this since 1997 and there isn’t much we haven’t seen. If you have a question about a location, a machine, or anything in between, we’re here to help you figure it out.
We don’t offer ATM rentals or leases, and we’re straightforward about why. A typical ATM lease runs $6,000 or more over the contract term — for a machine you could have bought outright for $2,399. The interest rates are high and the contracts are long. You end up paying more than twice what the machine is worth and you never own it.
When you buy, you own the equipment, you set the surcharge, and you keep every dollar of revenue for the life of the machine. Most of our customers recover their full purchase price within six months. Owning is always the better deal.
Yes, you stock the ATM with your own cash — most locations load between $1,500 and $4,000 at a time. But that money never really leaves you. Every time a customer makes a withdrawal, those funds settle back into your bank account the next business day. The same cash keeps cycling back, and every cycle generates surcharge revenue. Once your machine is running, your money is constantly working for you.
Funds are usually deposited back into your bank account the next business day. Withdrawals before 3:00 p.m. typically settle the following day.
Yes, you set your own surcharge. Most of our customers charge in the $3.00 range, which is right in line with the national average. You can go higher in high-traffic or tourist-heavy locations where people expect to pay a little more, or keep it lower if you’re in a price-sensitive area. It’s your machine and your call — we just help you think through what makes sense for your location.
Managing an ATM takes almost no time. Loading cash takes about 3 minutes, and most of our customers spend less than 10 minutes a month on their machine total. There’s nothing complicated about it — you load cash when it’s low and the machine does the rest.
Every ATM comes with web and mobile access so you can check your transaction history and cash levels from your phone anytime. You can also set up text or email alerts so you know exactly when it’s time to reload without having to check manually. Most of our customers set it up once and barely think about it after that.
Monitoring your ATM is easy and you can do it from anywhere. Every machine comes with access to both a web portal and a mobile app where you can see every transaction in real time. You can run reports by day, week, month, or custom date range so you always know exactly how your machine is performing.
We also set you up with text and email alerts so you’re notified automatically when your cash is getting low or if there are any errors with the machine. You don’t have to check in constantly — the alerts do that for you. Most of our customers manage everything from their phone in just a few minutes a week.
ATM Money Machine carries all three major ATM manufacturers — Hyosung, Genmega, and Triton. Each brand has its own strengths and the right one depends on your location and setup.
Hyosung is the most widely deployed ATM brand in the United States and a go-to for high-traffic retail environments. Their machines are built for volume and known for reliability. Genmega offers a strong range of models including both freestanding and countertop units, which makes them a good fit for tighter spaces or locations that don’t have room for a full-size machine. Triton is American-made out of Long Beach, Mississippi and has been building retail ATMs since 1994 — a solid choice if you want domestic manufacturing and a proven track record.
All three brands offer freestanding and through-the-wall units. Genmega also carries wall-mount and counter-mount models for locations that need a more compact installation. When you call us we’ll help you figure out which brand and model makes the most sense for your location.
The right ATM depends on your location and what matters most to you. Here’s how we typically break it down:
Hyosung is where most of our customers land. The Hyosung Halo II is one of our most popular machines — reliable, easy to use, and a great fit for most retail environments. The Hyosung Force is another strong option if you need a higher-capacity machine.
If buying American-made matters to you, Triton is the brand we recommend. Their machines are built in Long Beach, Mississippi and have a long track record in the field.
Genmega is the brand to look at if you need flexibility. The G2500 is one of the best value ATMs we carry, and if you need a wall-mount or counter-mount unit, Genmega is the only brand that offers those options.
When you call us we’ll ask about your location, your space, and what you’re looking for — and give you a straight recommendation from there.
ATM Money Machine handles all of the processing in-house. When you buy from us you’re not juggling a separate processor, a separate equipment vendor, and a separate support team — we do it all. Your machine ships fully programmed and ready to go, your processing is already set up, and you get full access to your monitoring platform from day one. One company, one call, everything handled.
ATMs connect to the processing network using either an internet line, phone line, or a secure wireless device. This ensures your ATM stays online and ready to serve customers.
The requirements are minimal. You need a standard electrical outlet and a way to connect — either an existing internet line at the location or a wireless box. That’s really it.
Every machine ships fully pre-programmed, so there’s no complicated setup on your end. Most installations take less than 30 minutes. You plug it in, connect it, load your cash, and you’re open for business.
Yes. ATM Money Machine offers the ability to upgrade your ATM to include Bitcoin sales through our LibertyX program. This adds an entirely new revenue stream on top of your surcharge income, with 1% earned on all Bitcoin purchases.
Bitcoin functionality makes your ATM even more appealing to customers by offering them access to both cash and cryptocurrency in one convenient location. Instead of wasting time signing up for exchanges or worrying about carrying large amounts of cash, customers can use their debit card at your ATM to buy Bitcoin instantly. This service attracts a younger, tech-savvy demographic and increases foot traffic, while providing you with an additional income stream without extra effort.
Every new ATM purchased from ATM Money Machine comes with a standard parts warranty, and we also offer a lifetime warranty option that covers parts, labor, and supplies for the life of the machine.
If something goes wrong, you call our tech support line and we walk you through it. Most ATM issues are connectivity or operator error — not hardware — and we can usually get you back up and running over the phone. We have customers who have been running the same machines for 8-10 years, and that’s not an accident.
Getting started is simple. Call us at 609-641-7300 or fill out our contact form. Our team will help you select the right model, program your ATM, and provide support so you can start earning revenue quickly.