Why does my Cannabis Dispensary need an ATM machine?

Although there are states that have legalized marijuana dispensaries, cannabis is still considered illegal at a federal level. Due to this, federal regulations make it virtually impossible for cannabis dispensaries to process credit cards. Because credit card processing is federally regulated, they do not allow transactions taking place from marijuana dispensaries. While there are some “cashless ATM” options, there’s been a major crackdown and often times these options are shut down without any warning. Most recently, Visa has issued warnings that they will shut down any and all cashless ATM transactions. Banks are also federally regulated, so there’s virtually no reliable workaround for credit card processing or deposits. Therefore, the only reliable and completely legal option for cannabis dispensaries currently is being cash only. In order to make this easy for customers, having an ATM on site is a must! With an ATM at the marijuana dispensary, the customer always has a way to get cash.

Are there any legal concerns to be aware of with having an ATM in my dispensary?

No, because ATM processing is very different than credit card processing. With credit card processing the transaction is between the customer and the cannabis dispensary. ATM transactions are between the customer and his/her bank or credit card company. The customer is simply taking their money out of their bank account. Your cannabis dispensary has absolutely nothing to do with the ATM transaction. The customer then can spend the cash from the ATM however they’d like. The only requirement to have an ATM is that the cannabis dispensary is legal by state law. Having an ATM in your marijuana dispensary is the most reliable option available! Having an ATM in your cannabis dispensary allows you to be cash only, and keep your customers happy at the same time!

Providing ATM Solutions
For Your Cannabis Dispensary

Cannabis Dispensary ATM Services

Q: What are the ATM options for my Cannabis Dispensary?

We offer two different ATM programs for cannabis dispensaries. We offer a full service ATM solution, where we place the ATM in the cannabis dispensary and handle every aspect of the ATM. With our full service solution we provide brand new, state-of-the-art ATM(s), the cash for the ATM(s), 24/7 monitoring of the ATM(s), and all maintenance of the ATM(s). We provide everything, and also split the profits with you! We offer this program in New Jersey, Pennsylvania, New York, Washington DC, Maryland, and Delaware. Another popular ATM solution is where the cannabis dispensary purchases the ATM machine, and keeps all the profits off of the ATM. With the purchasing option we provide installation/programming, you set your surcharge, you keep all the profits off of the ATM, and you have full monitoring access to your ATM. With both options, your cannabis dispensary will have an ATM available on site so customers can withdraw cash to use for their purchase. ATM Money Machine will help assist your marijuana dispensary in deciding which ATM solution is best for you.

Q: What type of ATM should I place in my Cannabis Dispensary?

We carry and sell and provide every major manufacturer of ATM. We can discuss the capacity amount that would best serve your cannabis dispensary as well as ATM type. ATM Money Machine will help assist you in finding the best ATM option for your marijuana dispensary.

Full-Service Solution at Zero Cost To You.

We Provide
the ATMs

ATM Money Machine will install one to three brand-new, state-of-the-art ATMs at each location.

We Supply the Cash to the ATM

ATM Money Machine provides all the funds to the ATMs.

We Monitor The
ATMs 24/7

ATM Money Machine monitors the ATMs around the clock to ensure they are fully operational at all times.

See Our Client Portfolio

Do You Need an ATM for Your Cannabis Dispensary?

Because of strict marijuana banking laws, most cannabis dispensaries must operate as cash-only businesses. That makes having a reliable cannabis ATM not just important, but essential. An on-site ATM gives your customers convenient access to cash, keeps transactions flowing, and ensures you never miss a sale. It also gives your dispensary a reliable way to handle high transaction volumes while keeping payments simple and compliant.

ATM Money Machine is a nationwide provider of cannabis dispensary ATM services. With nearly 30 years of experience, we help dispensaries across the country stay profitable and customer-friendly. Our experts will work with you to customize the right solution for your business — from a full-service dispensary ATM placement in select areas, to the option to buy an ATM for your dispensary and collect the surcharge revenue yourself.

With ATM Money Machine, you get more than just a cannabis ATM — you get a trusted partner dedicated to your success.

Choosing the Right ATM for Cannabis Dispensary Solutions

We know that accepting credit or debit cards at marijuana dispensaries is difficult, and even when it’s possible, it can become extremely costly. That’s why our team has tailored solutions just for cannabis dispensaries in all 50 states. At ATM Money Machine, our team can help you decide which solution is best for your cannabis dispensary. Contact us today to learn more!

Full-Service ATM Placements in Dispensaries in Select Locations

ATM Money Machine offers full-service placements in Pennsylvania, New Jersey, Maryland, Delaware, New York, and Washington, D.C. With our full-service ATM option, you gain all the benefits of an on-site ATM for your customers with zero responsibility:

We provide the most recent and technologically advanced ATMs.
We supply all the cash to stock the ATMs.
We monitor the ATMs 24/7/365.
All maintenance is included at no extra charge.
We split the profits with you.

Purchase Option for Cannabis Dispensary

We can also help cannabis dispensaries own and operate the machine themselves:

We offer low-cost purchasing options as one of the country’s leading ATM providers and processing partners.
We provide installation and programming from certified technicians.
You set your surcharge and keep all the profits from the ATM.
You enjoy full monitoring access to your ATM with our easy-to-use digital tools.
We handle professional processing and offer lifetime technical support.

Cannabis Dispensary ATM FAQ:

What are the ATM options for my Cannabis Dispensary?

ATM Money Machine provides two cannabis dispensary ATM services designed to fit your business needs:

Full-service dispensary ATM placement (available in New Jersey, Delaware, Pennsylvania, Washington, D.C., Maryland, and New York). We own, stock, and maintain the cannabis ATM while sharing surcharge profits with you.
Purchase option (available in all 50 states). You buy an ATM for your dispensary, keep 100% of the surcharge revenue, and still receive professional installation, expert transaction processing, and lifetime support.

Both options ensure your cannabis dispensary has a reliable ATM on-site so customers can easily withdraw cash to complete their purchase.

Why Does My Cannabis Dispensary Need an ATM?

Even though marijuana sales are legal at the state level in many areas, cannabis remains illegal at the federal level. Because of this, all major credit card companies — Visa, Mastercard, American Express, Discover — prohibit cannabis transactions.

Some dispensaries have experimented with “cashless ATMs,” but federal regulators and card networks have shut down these services, often without warning. The only secure and legal way for cannabis dispensaries to accept payments today is through cash.

By installing a cannabis ATM inside your store, you give customers direct access to cash at the point of sale, ensuring every transaction goes through smoothly and legally.

Are There Any Legal Concerns With Having an ATM in My Dispensary?

No. A cannabis ATM operates differently from a credit card system. Credit card payments are processed directly between the card network and your dispensary. By contrast, ATM transactions occur strictly between the customer and their bank. Once a customer withdraws money, they are free to use that cash however they choose — including purchasing cannabis.

As long as your dispensary is licensed under state law, having a dispensary ATM on-site is legal and gives your customers the access to cash they expect.

What Type of ATM Should I Place in My Cannabis Dispensary?

ATM Money Machine offers the industry’s most trusted brands, including Hyosung, Genmega, and Triton. Our cannabis dispensary ATM services include helping you choose the right model and capacity for your location. High-capacity ATMs are ideal for busy dispensaries with heavy transaction volumes, while smaller dispensaries can save money with a standard model.

Whether you choose full-service placement or buy an ATM for your dispensary, ATM Money Machine ensures your machine is reliable, compliant, and backed by ongoing technical support.

Does ATM Money Machine Operate in My State?

We are a nationwide ATM provider. We service all 50 states. Our full-service ATM cannabis dispensary option is available in a lot of states in the Northeast — New Jersey, New York, Pennsylvania, Maryland, Washington, D.C., and Delaware. Our ATM purchase option is available in all 50 states. Contact us today at 609-641-7300 to see what option is the best option for your cannabis dispensary!

Trust ATM Money Machine for Cannabis ATM Solutions

ATM Money Machine has been a trusted provider of high-quality ATMs and in-house processing for close to 30 years. We’re more than a transaction, though. We’re your partner at every step, from finding the best solution for your needs to offering lifetime support. Call us at 609-641-7300 or connect with us online to start a conversation with our experts.