ATM Machines for Gas Stations
High-traffic, fast-paced environments like gas stations depend on quick, easy transactions. An on-site ATM helps support cash flow, profitability, and great customer experiences. ATM Money Machine is the partner you can count on to make owning and operating an ATM hassle-free.
Why Buy an ATM for Gas Stations?
Your gas station already provides convenient services, and an ATM helps you achieve an even greater competitive advantage.
Maximize Your Income Potential
Boost your income without the need to expand your inventory and offerings. On-site ATMs do the following:
- Charge customers for the convenience of quick, easy cash access: You decide on the surcharge fee, which customers are charged every time they withdraw cash from your ATM. You keep 100% of your surcharge profit, making an ATM an easy way to generate passive revenue.
- Encourage more on-premise spending: When customers have cash, impulse buying becomes more likely and can translate into higher average sales. They’re especially more likely to impulse buy high-profit products located near the ATM, like energy drinks, car accessories, or snacks.
- Support cash-only transactions: Don’t miss out on the profit potential if you’re one of the 223,000 locations nationwide offering lottery tickets. When customers can take out the cash to buy a lottery ticket from you, there’s no need to visit another gas station instead.
Overall, an ATM isn’t just a passive revenue stream — it’s a way to make more money in every aspect of your store.
Make Operations More Efficient
Peak hours call for seamless transactions to keep up with demand. As the most reliable payment method, cash eliminates the risk of declined cards and network errors, keeping lines moving and preventing customer frustration. Cash also means fewer electronic transactions to reconcile every day, so your staff can spend more time focusing on customers rather than paperwork.
Pay Less in Operating Costs
Accepting credit cards at your gas station costs you an average of 2% to 4% per transaction — but the expenses don’t stop there. Every card transaction comes with the risk of fraud, chargebacks, and payment disputes. Installing an on-site ATM can encourage your customers to buy with cash instead, helping you pocket more in profits.
Why Choose ATM Money Machine as Your Partner?
We understand you’re a busy gas station owner, not an ATM expert. With our customer-focused, full-service approach and unmatched expertise, we make ATM ownership simple, supporting you every step of the way. Here’s more about what sets us apart:
We Offer End-to-End Support From Real People
There’s no need to work with multiple companies for your ATM. As a full-service gas station ATM provider, we’re a trusted source for all your requirements. Choose a plug-and-play, preprogrammed ATM and be up and running in minutes, or let us help with professional installation. Our team also handles maintenance, repairs, and expert processing for as long as you own the ATM.
Get direct access to our experts when it matters most, not someone in a call center. We’ll walk you through troubleshooting over the phone or schedule a visit from our traveling technicians for on-site assistance.
We Know the Business
ATM Money Machine was founded in 1997, which means we have almost 30 years of experience. Our length of time in the industry and expertise have earned us a reputation as a proven leader and reliable partner nationwide.
We Carry the Best ATM Brands in the Business
Our inventory includes new ATMs from leading manufacturers like Genmega, Hyosung, and Triton. Each new ATM comes with a generous manufacturer’s warranty so you can have confidence in its ongoing performance. Lifetime warranty coverage is optional on new models for even more peace of mind.
In addition, we offer used ATMs — our options rotate and are limited, so reach out for information on current availability.
Get an ATM for Gas Stations From ATM Money Machine
Browse our entire selection of gas station ATM machines for sale to find the best option for you, whether you own your gas station or want to start an ATM business. Need advice or have a few questions? Call us at 619-330-0892 or contact us online and tell us how we can help.
Frequently Asked Questions
A gas station should have an ATM because it gives customers quick access to cash while creating another revenue stream for the business. Gas stations already rely on convenience. Customers stop in for fuel, drinks, snacks, coffee, lottery tickets, tobacco products, car accessories, and other quick purchases. An ATM gives them one more reason to come inside.
When you own the ATM, you earn surcharge income every time someone makes a withdrawal. The ATM can also encourage more cash payments, which helps reduce credit card processing fees, chargeback risk, fraud claims, and payment disputes. For gas station owners, an ATM is not just a customer convenience. It can help bring customers into the store, increase impulse purchases, support lottery and other cash-based sales, and keep more money in the business.
A gas station ATM’s monthly income depends on customer traffic, visibility, surcharge amount, and how often customers need cash. Industry data shows the average ATM can process around 300 transactions per month. Using a $3.22 ATM surcharge, that equals about $966 per month in surcharge revenue.
300 transactions × $3.22 = $966 per month
That number only reflects surcharge income. A gas station ATM can also help increase in-store sales when customers withdraw cash and then buy drinks, snacks, coffee, lottery tickets, tobacco products, or other items. It can also help reduce the number of card transactions, which may lower credit card processing fees and keep more profit in the store.
Yes. An ATM can help increase gas station sales because it brings customers inside and gives them cash while they are already in the store. Gas stations are built for impulse purchases. A customer may walk in to use the ATM and leave with a drink, snack, coffee, lottery ticket, cigarettes, vape product, phone charger, or car accessory.
This is why ATMs work so well in gas stations. One in-store ATM survey found that 33% of ATM users made a purchase while they were in the store, and about 52% of those purchases were paid for with cash withdrawn from that ATM. So the machine is not just generating surcharge income. It is also helping turn ATM visits into store sales.
Many customers prefer gas stations with ATMs because it saves them an extra stop. A gas station is already a convenience stop, and adding an ATM makes it even more useful. Customers can fuel up, grab what they need, withdraw cash, buy lottery tickets, and continue their day without going somewhere else.
That convenience can help create repeat visits. Customers who know your gas station has a reliable ATM may come back because they know they can get cash there. ATM users are often habit-driven, meaning they tend to return to the same ATM location once it becomes part of their routine.
Yes. A visible ATM can bring more people into a gas station, including customers who may not have planned to shop there. In one in-store ATM survey, 70% of respondents said they visited the store primarily to use the ATM. That is a major opportunity for a gas station because once the customer is inside, they are surrounded by quick, high-demand purchases.
Even if someone came in only for cash, they may still buy a drink, snack, coffee, lottery ticket, tobacco product, or other item before leaving. An ATM gives people another reason to walk through the door, and every ATM visit creates another chance for an in-store purchase.
Customers withdraw cash at gas stations because it is fast, convenient, and easy to access while they are already making another stop. They may not want to drive to a bank, wait in line, or search for an ATM somewhere else. A gas station ATM gives them cash when they need it, right where they already are.
Cash is also still important for lottery tickets, small purchases, tips, cash-only services, budgeting, and privacy. Many customers prefer the speed and simplicity of cash, especially for quick everyday transactions. Having an ATM on-site makes the gas station more useful and keeps those cash-access visits connected to your business.
For most gas station owners, buying an ATM is the better long-term option because you own the machine, control the surcharge, and keep the surcharge revenue from every transaction. In a busy gas station, that revenue can add up quickly.
With free ATM placement, the ATM is owned by another provider. That means the gas station usually receives only a small portion of the surcharge income and has limited control over cash loading, downtime, service response, and how quickly the machine is brought back online if there is an issue. In a gas station, downtime matters. If the ATM is empty or unavailable, the store can lose surcharge income, cash sales, foot traffic, and customer convenience. Owning the ATM gives the business more control over the machine, the cash, and the revenue.
To install an ATM in a gas station, you need a safe indoor location, a standard power outlet, and a way for the ATM to communicate, such as internet, phone line, or wireless service. You will also need cash to load into the machine.
ATM Money Machine ships ATMs pre-programmed and ready for the customer’s location, so setup is simple once the machine arrives. For gas stations, placement is important. A strong location is usually near the entrance, checkout counter, lottery area, drink coolers, or another visible spot where customers can easily see and use the ATM.
When you own the ATM, you load the cash and keep the surcharge revenue. Many gas station owners use cash already circulating through the business to help stock the ATM, which can reduce extra bank trips and keep cash moving inside the store.
Basic ATM management is usually simple. The main responsibility is keeping the machine stocked with cash and checking it during normal store routines. Receipt paper typically only needs to be replaced every few months, depending on usage. ATM Money Machine ships ATMs pre-programmed and ready for the location, making ownership straightforward from the start.
No. ATMs are not difficult to manage in gas stations when the machine is set up correctly from the start. Once the ATM is installed and loaded, the main responsibility is keeping it stocked with cash and checking it during normal business routines.
For gas station owners, the benefit is much bigger than the day-to-day management. An ATM can earn surcharge income, encourage more cash payments, reduce credit card processing fees, lower chargeback and dispute risk on cash transactions, support lottery and impulse purchases, bring more customers inside, help keep more customer spending in the store, and give people a convenient reason to keep coming back.